Kids and Money - Why Is It So Hard?

We learn so many things as we grow up. We learn how to walk, talk, and get away with not doing our homework. We learn how to play complicated games, many of them involving pretend money.

So, why is it so hard for us to learn how to manage money?

Why do so many people struggle to make ends meet, even on reasonably high incomes?

Why do so few people manage to provide sufficiently for themselves in retirement?

It’s not rocket science. We know what it takes. And there are some people doing it. So why isn’t basic money management as widely understood as basic geometry?

Imagine what life would be like if making money came as easily and naturally as riding a bike or tying your shoelaces. Imagine graduating high school with a permanent, secure, passive income already in place. You wake each the morning to find more money has appeared in your account overnight! If you want to travel, you do. If you want to paint, write, or do any other creative activity, you do. You choose your occupation based on what you love to do, not the burden of having to pay the bills. You have all the time you need to socialise with your family and friends, to stay in shape, and to practice your spirituality.

This world is not a pipe-dream. It’s not unrealistic. The world is alive with opportunity, more so now than ever before, and the opportunity is expanding exponentially.

With the right knowledge and attitudes, today’s kids can capture their share of that opportunity, and set themselves up for life.

So, why isn’t everyone doing it?

Because not everyone’s parents have the right knowledge and attitudes to pass along to their kids. Some of those who have the knowledge and attitudes are still setting themselves up in life, working long hours, and find it difficult to break the knowledge down into terms their kids can understand.

What can we do about it?

As parents, we need to be conscious that financial education ranks up there with education about nutrition, health, and communication. We must educate ourselves, so that we can educate our children.

There are many places to go on the web to get that vital financial education.

The Cash Smart Kids program (http://www.cash-smart-kids.com/) provides lessons for the kids, plus additional reference material for their parents.

The Rich Dad website (http://www.richdad.com/) is rich in content, and contains information about the Cashflow series of educational board games.

There are numerous e-Books, ezine articles, and offline financial publications with an online presence.

And, of course, there are dozens of relevant books in your local book store.

What Kids can learn from the Martial Arts

Martial Arts are becoming more popular as the years go on and they do provide us with the skills that we need in order to protect ourselves form others. However, when it comes to kids and Martial Arts, some parents are wary of whether or not a Martial Arts school is for them. How do you know if your child will like the school and just how do you know it will teach them all of the right things?

Martial Arts and What They Teach Our Kids

There is a misconception that Martial Arts schools teach our children to fight. Obviously all Martial Arts consist of some kind of physical activity, but it is purely taught so that our kids can protect themselves against harm.

In a world packed full of danger it is always a good idea to get our children to be able to look after themselves. At the end of the day there is only so much a parent can teach their child but once they get out into the open world, they are literally on their own. That means that they need to be able to protect themselves and Martial Arts schools do help them to do that.

Now, there are obviously going to be some kids who just want to cause trouble. However, generally Martial Arts are only learned by those who are serious about the practice. All Martial Arts require some form of focus and kids who are just out to cause trouble and fight all the time will not be able to stick with Martial Arts for long.

Martial Arts schools never teach children to fight. If anything they teach the opposite, as using the skills that you have learned through Martial Arts to just simply fight, is opposed.

So just what are Martial Arts schools teaching our children then? Well, they teach them to look after themselves, to stay focused, to have a higher self confidence and overall to keep calm. There is definitely nothing sinister going on and Martial Arts classes are extremely safe to leave your children in. You just have to make sure that you find a good school and that you do not get sucked in by the many fake Martial Arts schools out there.

Overall Martial Arts schools are good for our kids and they do not teach anything dodgy. If you do have a child enrolled in a Martial Arts school and you are not particularly happy with the attitude they are developing, then you should really consider swapping schools. It is all a matter of doing your research and finding one to suit you and your child. You should eventually find one and you can rest safe in the knowledge that your child is bettering themselves and learning to become more protected against the world.

America's Children Are Dying To Lose Weight

Wasting away, Katie died weighing only 58 pounds. And she was sixteen. That just doesn't seem possible to me when I look at my seven-year-old daughter who weighs in at about 55 pounds. Anorexia is a medical enigma. Although there is little concrete evidence of what actually causes anorexia, most experts agree that there are several contributing risk factors. We believe that awareness of these risk factors can reduce the odds that they will be triggered so we are hopeful that this information will save lives. If you're a parent or a teacher, you need to read on…

Word has it around town that Katie had been told by a high school teacher that "she needed to go on a diet." So she did. Certainly this one comment didn't cause this young lady to spin out of control with dieting but it might have been the straw that broke the camel's back. Negative comments about body type and size from authority figures, teachers, coaches and parents, can have a big impact on an adolescent child's self-esteem and are implicated as possible triggers in studies on anorexia. Never underestimate the power of the spoken word to heal… or kill…

Eating disorders (bulimia and anorexia) have historically been considered a girl problem but the pendulum is swinging. Anorexia is being diagnosed more frequently in boys, too. Young boys are becoming more body image conscious than in previous generations. Case in point: my nine-year-old son has come home from school upset on several occasions because kids have called him fat. He is far from fat; in fact, he has cystic fibrosis so we are grateful for any extra padding he has and work very hard to keep his weight as high as possible. His diet is exactly the opposite of what everyone else is eating, filled with high fat, high calorie foods. Jacob understands the importance of complying with his dietary requirements but it can be hard for him to go against the norm.

With the emphasis on childhood obesity and diabetes, children are thankfully becoming more aware of the necessity of good nutrition and weight control. But I wonder if there is a price to be paid by children who are predisposed to eating disorders. With the media, parents, doctors, schools and peers emphasizing being thin and high achieving, it will be unfortunate if the numbers of children diagnosed with anorexia accelerates.

The difficulty lies in knowing which children are predisposed to eating disorders. As our society addresses the obesity issue, are we unknowingly putting some children at risk for eating disorders? How can we address the very real, very troublesome problems associated with the alarmingly increasing body mass index of our young children without triggering other children's potential for becoming anorexic?

This is a problem every parent of every child should consider. Research shows that about 6% of young people suffer from an eating disorder and this figure is thought to be low. The next time you are at a school assembly, look around. There are likely to be at least 10 kids there who have an eating disorder. One of them may even be your own. It is thought that the "anorexic mentality" is in place long before there is physical evidence of the disease. Has your thirteen -year-old been on a diet lately? Stats say that there is an 80% likelihood that she has been. Dieting at a young age puts children at risk for anorexia.

The cause of an eating disorder in any one child is unclear because multiple factors appear to play a role. Genetic factors, family interaction patterns, and the individual's own character and personality have all been implicated. But to summarize the problem in a single sentence, it appears that the illness is a response to coping with stress in genetically predisposed children who are filled with denial about their feelings and weight. There! Quick, short, concise, and anything but simple. This single sentence has many implications for parents and parenting. Let's take a brief look at each of these contributing factors individually and provide parenting responses that might be helpful in combating eating disorders.

1. The Genetic Factor in Eating Disorders

2. Anorexia and Bulimia as a Way of Coping with Stress

3. Psychological Factors in Eating Disorders

4. The Role of the Family

5. Societal Influences

An ounce of prevention is worth a pound of cure particularly where eating disorders are concerned. At this time, there is no cure for anorexia. And America's children are dying to lose weight.

Fun Kids Games

One person is "It," and he or she walks around the outside of the circle, touching the other children's heads saying "duck, duck, duck."

When he comes to the person whom he wants to chase him, he calls "goose."

The goose chases the "it" person around the circle, and the one who reaches the empty space first sits down.

The other one is now "It"!

Add a few twists to the "Duck, Duck, Goose" game and you have another of the most fun children games called Indy 500:

Have the kids sit in the circle (on the floor, or in chairs) and give each a number and name of a car (example: 1's are Ferraris, 2's are Fords).

The game leader calls out a car name, and those cars have to get up and run around the circle.

The first person back to their spot wins . . . BUT, the cars can have "mechanical difficulties", as their leader chooses.

The leader might choose to holler "run out of gas! " or "flat tire!" or "no muffler!" or "turbo boost!"

The person has to act/sound out those commands in their attempt to get back to their seat!

Of course, Hide and Seek is always a favorite, and for a sitting game, Old Maid is fun for parents, too! Think back about the games you played, or thumb through some magazines. You'll get excited to share ideas with your kiddos!

Laughter is wonderful medicine, and fun kids' games are sure to invoke plenty of good times, whether there are two or twenty participants!

Should you Limit Your Kids Time Playing Video Games?

Whether to limit the time that a child plays video games is a question that almost every parent has battled over at least once and often many times. However, just because one parent has a specific opinion about it does not mean that another parent holds the same opinion. In other words, whether a parent should limit his or her childs time playing video games is a largely subjective, opinion question. There are, though, some signs that a parent should look for when trying to make a determination as to whether the time that his or her kid is spending on video games is too much.

If a kid who is playing video games is paying so much attention to them that his or her schoolwork is suffering, a parent might want to limit the video game time that child has. In addition, if relationships are suffering because of video games, this might also be another reason to limit the amount of time spent playing them. Video games are supposed to be for fun and enjoyment only. Unfortunately, they can actually become addictive. When someone is addicted to video games, the rest of that persons life suffers. He or she will generally not do well at all with school or work, and the relationships that have been built with others will be ignored, at least to some extent.

The person may also lose sleep, not eat well, and exhibit other behaviors consistent with focusing too much on video games and not enough on reality. This is, of course, very detrimental, especially for a child who is just developing habits. Because this is such a serious issue and can lead to many problems in the future, any parent who is concerned about how much time his or her kid is spending playing video games or any parent who sees a change in his or her child because of video game playing should limit the time each day that the child is allowed to play the video game.